Talk with our team about financing options that may be offered for your project.
A straightforward process
How financing worksFinancing can help you plan for a home improvement project while reviewing payment and loan terms before moving forward.
Read the application disclosures, authorizations and proposed loan terms carefully.
Approval is not guaranteed. A completed application is reviewed by a program lender.
Before you apply
Important information to understandFinancing terms can vary. Take time to review the information provided with your application and loan agreement.
Being prequalified does not mean you are approved. A completed application is still required.
Prequalification uses a soft inquiry that does not affect your credit score. Submitting a completed application results in a hard inquiry that could affect your credit score.
The contractor does not make the loan or determine approval. Available terms depend on the program lender's credit decision.
Information associated with the loan program should be accessed and used only as necessary to support the financing process.
Our team can help you learn more about the financing options that may be available for your project. All financing is subject to credit approval.
Common questions
Financing FAQIs financing approval guaranteed?
No. Financing is subject to credit approval, and all credit decisions and loan terms are determined by program lenders.
Does prequalification affect my credit score?
Prequalification uses a soft inquiry, which does not affect your credit score. Prequalification is not final approval.
Will submitting an application affect my credit?
A completed application results in a hard inquiry on your credit report, which could affect your credit score.
Who provides the financing?
Loans through the GreenSky® consumer loan program are offered and made by participating federally insured financial institutions. GreenSky and the contractor are not lenders.
Where can I find the exact rates and repayment terms?
Exact terms depend on the financing plan and lender decision. Review the disclosures and loan agreement provided with your application before accepting an offer.
Loans for the GreenSky® consumer loan program are offered and made by federally insured, federal or state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, disability, or familial status. A list of financial institutions currently providing loans through the GreenSky® Program is available at greensky.com/bank-partners . GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. nmlsconsumeraccess.org . GreenSky® is a registered trademark of GreenSky, LLC and is licensed to banks and other financial institutions for their use in connection with that consumer loan program. GreenSky Servicing, LLC is a financial technology company that manages the GreenSky® consumer loan program by providing origination and servicing support to banks and other financial institutions that make or hold program loans. GreenSky, LLC and GreenSky Servicing, LLC are not lenders. All credit decisions and loan terms are determined by program lenders.
